The Portuguese branch was incorporated in 1999 and since then has become a leader and the reference bank for commercial real estate financing in Portugal.

The headquarter offices are located in Lisbon and the Portuguese team is staffed by local experts with a vast knowledge of the market and of its main players.

Eurohypo in Portugal has provided financing solutions to office buildings, shopping centers, retail parks, factory outlets, business hotels, warehouses and car parking lots, segments of which we have a particular know-how.

Our credit portfolio consists of investment credit (80%) and development credit (20%). Our clients are the main local developers and investors, as well as worldwide investors and funds, namely from Germany, the United Kingdom, the USA and Spain.

In what concerns the Portuguese real estate market, we would like to highlight the following points:

• Investment – It is a very dynamic market since Portugal adopted the Euro in 2002, with the participation of both national and international players. It is a quite fluid, competitive market with operations focused mainly on office buildings and retail. At present the demand for investments assets is over the available offer.

• Retail – This is a reasonably mature segment with a large stock of high quality schemes (shopping centers).. At present the trend points to the development of new schemes in regional cities, as well as to projects consisting of new products such as retail parks

• Offices – It is